Guides
Step-by-step guides for your first home
Each one takes a single job, like the loan or registration day, and walks it in order. No jargon left unexplained.
- The home loan processEligibility, sanction, checks, disbursement and EMI, in the order the bank works.
- Documents checklistTitle, approvals, RERA, EC, khata, agreement and receipts, and what each one proves.
- Registration day in KarnatakaStamp duty, TDS, the sub-registrar visit and what you carry home.
- Checking a project under RERAA pre-booking routine: the number, the filed dates and the 10% rule.
- Khata transfer after purchaseWhy the khata matters and how to get it in your name after registration.
- NRI: buying your first home in IndiaWhat FEMA allows, how to pay, loans, power of attorney and TDS.
Prefer to check things yourself?
Our check-it-yourself pages show how to look up a RERA number, a khata and an encumbrance certificate on the official portals. For the big picture, read the first-home guide.
FAQ
About these guides
Which guide should I read first?
Start with the <a href="/guides/home-loan-process">home loan process</a> to know your budget, then the <a href="/guides/documents-checklist-first-home">documents checklist</a> before you visit any project.
Are these guides specific to Karnataka?
The loan, RERA and tax steps apply across India. Registration, stamp duty, khata and the encumbrance certificate steps describe how it works in Karnataka.
Are the rules quoted here up to date?
Each rule names the Act, section or regulator it comes from, so you can check it. Rates and fees change, so confirm current figures with the official source or your lawyer before you pay.
Do I still need a lawyer?
For the title check and the agreement, yes. These guides help you ask the right questions and spot what is missing; they are not legal advice.
Stuck on a step?
Tell the Reeva team where you are, and we will call back and talk it through. No pressure to buy.