Free tools
Calculators for your first home
Sixteen simple tools to answer the money questions every first-home buyer has. No sign-up, nothing stored.
- Home Loan EMI CalculatorSee your monthly instalment, the total interest and how the loan falls each year.
- Home Loan Eligibility CalculatorA rough idea of how much a bank may lend you, from your pay and current EMIs.
- Karnataka Stamp Duty CalculatorStamp duty, cess, surcharge and registration fee for a flat in Karnataka.
- Down Payment CalculatorHow much cash you need before you buy, with the RBI loan limits built in.
- Home Loan Prepayment CalculatorSee how much interest and how many months a part-payment can save.
- Amortisation ScheduleMonth by month: how much of each EMI is interest and how much is principal.
- How Much House Can I Afford?A home price that fits your pay, savings and comfort level.
- Rent vs Buy CalculatorCompare the cost of renting with buying over the years you plan to stay.
- TDS on Property Purchase (s.194-IA)The 1% TDS you deduct and deposit when a home costs ₹50 lakh or more.
- GST on an Under-Construction FlatGST on your instalments, split into CGST and SGST.
- Home Loan Tax Benefit CalculatorA rough idea of the tax you may save on interest and principal.
- Tamil Nadu Stamp Duty CalculatorStamp duty and registration for a home on the Tamil Nadu side of the border.
- Carpet Area CalculatorAdd up room sizes to check the usable carpet area of a flat.
- Area Unit ConverterSwitch between sq ft, sq m, guntha, cent, acre and more.
- Khata CheckerThree questions to tell whether your khata paper is A, B, e-khata or panchayat.
- RERA Number DecoderSee what each part of a Karnataka RERA number means, and how to check it.
Where to start
Begin with loan eligibility to see what a bank may lend you. Then use the down payment calculator to see the cash you need, and the EMI calculator to settle on a monthly figure you are comfortable with. The stamp duty calculator covers the registration cost most first-time buyers forget. Every result is an estimate for planning; your lender and the sub-registrar give the final figures.
New to all of this? The first-home guide explains each step, and you can see a real home at The Shalott Marque.
FAQ
About these calculators
Are these calculators free?
Yes. There is no sign-up, and nothing you type is stored or sent anywhere.
How accurate are the results?
They are planning estimates built on the published rules. Your bank, the sub-registrar or your tax adviser gives the final figure for your case.
Which calculator should I use first?
Start with <a href="/tools/home-loan-eligibility">loan eligibility</a> or <a href="/tools/how-much-house-can-i-afford">how much house can I afford</a>, then the <a href="/tools/emi-calculator">EMI calculator</a> to settle on a comfortable monthly payment.
Do the tools cover costs beyond the price?
Yes. Stamp duty (Karnataka and Tamil Nadu), GST on an under-construction flat and TDS on the purchase each have their own calculator.
See The Shalott Marque for yourself
Walk the site at S Medihalli, see the homes, and ask anything. The Reeva team will call to fix a time that suits you.