Glossary
Sale Deed
A sale deed is the registered document that transfers ownership of a home from the seller to you. It is the main proof that the flat is yours.
In plain words
The sale deed, also called the conveyance deed, is the moment the home becomes legally yours. Section 54 of the Transfer of Property Act says a sale of immovable property worth ₹100 or more must be made by a registered document, and Section 17 of the Registration Act lists it among the documents that must be registered. You, the seller and witnesses sign before the sub-registrar, your photos and fingerprints are taken, and the deed is recorded.
Why it matters to you
The sale deed is the document your future buyer’s lawyer will start with. It also opens the next steps: the khata transfer, utility connections in your name and, if you have a loan, the bank holding the original deed until the loan is repaid. For a new flat, RERA Section 17 asks the builder to register the conveyance in your favour within three months of the occupancy certificate, unless local law sets another time.
Before registration day
- Read the draft deed and check your names, the flat number, carpet area and the undivided share of land.
- Check that the schedule of the property matches the agreement for sale and the RERA registration.
- Pay stamp duty and registration fee in advance through the official channels.
- Bring ID for every buyer and witness, and the TDS challan if Section 194-IA applies.
- Collect the registered deed, or note that your bank will hold the original.
Our stamp duty calculator gives an indicative figure for the day.
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Related terms
See all glossary terms. This page explains a term; it is not legal or tax advice, and rupee figures are illustrative.
FAQ
Sale Deed: common questions
Is a sale deed the same as a title deed?
Your registered sale deed is your title deed. “Title deed” is the wider term for any document that shows how ownership came to you.
Who keeps the original sale deed if I have a loan?
Usually the bank, as security, until the loan is repaid. Keep a certified copy for yourself.
How long after signing must a deed be registered?
Section 23 of the Registration Act allows four months from the date of signing, with limited extensions. In practice, buyers sign and register on the same day.
What comes after the sale deed?
Apply for khata transfer, move utility accounts into your name, and keep copies of every document safe.
Want someone to walk you through it?
Ask the Reeva team about this, or anything else on your first-home paperwork. We will call back, with no pressure to buy.